London, South East, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
SENIOR DATA SCIENTIST UP TO £80,000 LONDON This role is an exciting opportunity to work for a very fast-paced and data-driven FinTech, focusing on their growing credit card portfolio. THE COMPANY This company is working on loans, credit cards, and car finance and aims to get money in customers' hands in only a few minutes … one of the fastest growing fintech companies in the UK, and are profitable, meaning they are undergoing rapid growth. THE ROLE You will be doing the following daily: Develop creditrisk predictive ML models across their credit card portfolios. Mainly working across the companies scorecards. Enhancing the existing model suite, while gaining exposure to some pricing models. … books. Work with a diverse range of leaders and stakeholders. Research new data sources to advise on costs/benefits of lending decisions. YOUR SKILLS AND EXPERIENCE Must have credit modelling experience, focusing on scorecards or predictive models. Previous experience in the credit/lending industry. Excellent analytical skills, with strong skills in Python, and SQL. Strong knowledge More ❯
banks, there is a clear, collective ambition for a simpler, faster, safer and more resilient payment system; one that can move and settle money quickly and efficiently, with minimized risk and much more transparency. FnalityGlobal Payments We are building a network of new payment systems that will enable tokenised, peer-to-peer markets. Fnality Global Payments (FnGP) will comprise … to: Operate a true peer-to-peer market Allow for immediate settlement Interoperate across business platforms and jurisdictions The key benefits of the above are: Reduced counter-party and creditrisk Reduced operational risk Efficient liquidity management An ability to move resources from risk mitigation to business growth Eligibility This role is a UK based role More ❯
Manchester, North West, United Kingdom Hybrid / WFH Options
N Brown Group
Were looking for a Senior Data Analyst Fraud Analytics to join our CreditRisk team. This is a key role in the Financial Services business with responsibility for helping to drive fraud strategy to protect the business from fraud and other financial crime. To achieve this, you will be an experienced fraud strategy professional who is highly data … Manager Fraud Strategy who is responsible for fraud and financial crime strategy. In the role you would work closely with other teams in the wider organisation, e.g. New Business Risk, Customer Operations, Warehouse Operations, Risk and Compliance and Digital Technology. What will you do as aSenior Data Analyst Fraud Analytics at N Brown? Provide support in all aspects … Threatmetrix), and leading in elements of the continuous improvement in fraud strategy. Responsible for the ownership, design and implementation of fraud strategies, to detect and prevent 3rd party consumer credit fraud such as impersonation and account takeover, and 1st party fraud Use data analysis and modelling techniques to undertake complex analysis to continually optimise rules to detect fraud whilst More ❯
Manchester, Lancashire, England, United Kingdom Hybrid / WFH Options
N Brown Group
We’re looking for a Senior Data Analyst – Fraud Analytics to join our CreditRisk team. This is a key role in the Financial Services business with responsibility for helping to drive fraud strategy to protect the business from fraud and other financial crime. To achieve this, you will be an experienced fraud strategy professional who is highly … Manager Fraud Strategy who is responsible for fraud and financial crime strategy. In the role you would work closely with other teams in the wider organisation, e.g. New Business Risk, Customer Operations, Warehouse Operations, Risk and Compliance and Digital Technology. What will you do as a Senior Data Analyst – Fraud Analytics at N Brown? Provide support in all … Threatmetrix), and leading in elements of the continuous improvement in fraud strategy. Responsible for the ownership, design and implementation of fraud strategies, to detect and prevent 3rd party consumer credit fraud such as impersonation and account takeover, and 1st party fraud Use data analysis and modelling techniques to undertake complex analysis to continually optimise rules to detect fraud whilst More ❯
with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do … role We are excited to be hiring a new Data Science Manager for our team! Ideally, this role will suit someone with a proven background in building models in credit, lending, or other areas of financial services. Lendable is the market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of … application. Data Science sits at the heart of this USP, developing the creditrisk models to underwrite loan and credit card products. You will experiment with the latest machine learning techniques combined with a rich data repository to build and deploy best-in-market risk models. This role will primarily focus on our UK Cards business More ❯
with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do … role We are excited to be hiring a new Senior Data Scientist for our team! Ideally, this role will suit someone with a proven background in building models in credit, lending, or other areas of financial services. Lendable is the market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of … application. Data Science sits at the heart of this USP, developing the creditrisk models to underwrite loan and credit card products. You will experiment with the latest machine learning techniques combined with a rich data repository to build and deploy best-in-market risk models. This role will primarily focus on our UK Cards business More ❯
the roleWe are excited to be hiring a new Senior Data Scientist for our team! Ideally, this role will suit someone with a proven background in building models in credit, lending, or other areas of financial services. Lendable is the market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of … application. Data Science sits at the heart of this USP, developing the creditrisk models to underwrite loan and credit card products.You will experiment with the latest machine learning techniques combined with a rich data repository to build and deploy best-in-market risk models.This role will primarily focus on our UK Cards business, but through … team's objectives The data science team develops proprietary machine learning models combining state-of-the-art techniques with a variety of data sources that inform scorecard development and risk management, optimise marketing and pricing, and improve operations efficiency. Research new data sources and unstructured data representation. Data scientists work across the business in a multidisciplinary capacity to identify More ❯
Wolverhampton, Staffordshire, United Kingdom Hybrid / WFH Options
OneSavings Bank PLC
About the team As a Senior Agile Business Analyst in the Lending domain within our Group Transformation function, you will join a growing supportive environment where your credit decisioning skills and mortgage expertise will be required and valued. The team is made up of product owners, agile business analysts, developers and testers, working together with stakeholders to transform ideas … will be doing? As a Senior Agile Business Analyst , you will play a pivotal role in collaborating with stakeholders to gather, challenge, and analyse requirements across our lending and credit decisioning platforms, with a particular focus on mortgage journeys. Your primary responsibility will be to translate these requirements into actionable user stories and acceptance criteria. You will serve as … a vital link between development teams, engineers, and other domain services to ensure alignment with product owners' vision and goals. Your responsibilities will include Facilitating workshops with business, creditrisk, and operational stakeholders to elicit and document business and functional requirements across the lending and mortgage lifecycle Refine user stories and break them down into smaller tasks, ensuring More ❯
Location: HOME BASED, London, City of, United Kingdom Contract Type: Regular Schedule: 40 Job ID: R98007 About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer … experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and CreditRisk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, About our Team: The team drives customer engagement at executive levels, working closely with … long term relationships with key stakeholders. About the Role: As an Engagement Manager, you'll work on an ongoing basis with our clients to drive the utilization of LexisNexis Risk Solutions products to create positive business outcomes. You'll pair with Strategic Account managers to identify and explore opportunities to leverage LexisNexis Risk Solutions data and services to More ❯
Location: HOME BASED, London, City of, United Kingdom Contract Type: Regular Schedule: 40 Job ID: R97358 About the Business : LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer … experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and CreditRisk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, About our Team :The team drives customer engagement at executive levels, working closely with … establish very good relationships with key stakeholders. About the Role :As aSeniorEngagement Manager, you'll work on an ongoing basis with our clients to drive the utilization of LexisNexis Risk Solutions products to create positive business outcomes. You'll pair with Strategic Account managers to identify and explore opportunities to leverage LexisNexis Risk Solutions data and services to More ❯
to clear cash equities, depositary receipts, ETFs and equity SFT (index futures and options) contracts. The clearing services of Cboe Clear Europe enable Clearing Participants to manage their counterparty creditrisk and also to maximise operational efficiencies through automated processing and the provision of netting opportunities. Cboe Clear Europe's strategy is to collaborate and innovate with our … CCP's strategic goals Align that strategy with regulatory requirements, market trends and client needs. Stakeholder Engagement & Market Analysis & Sales Support Act as the primary liaison between internal teams (risk, legal, operations, technology and sales) and external stakeholders (clearing members, regulators, exchanges). Conduct market research and competitor analysis to identify opportunities for product innovation or enhancement. Regulatory Compliance … Risk Management Ensure all product developments comply with relevant regulatory frameworks (e.g., EMIR, CFTC, SEC). Collaborate with risk and compliance teams to assess the impact of new products or changes on the clearing house's risk profile. Product Lifecycle Management Oversee the end-to-end lifecycle of cleared SFT products-from ideation and design to launch More ❯
for process improvements and lead projects aimed at enhancing the efficiency of the AR department. Drive the adoption of best practices for data integrity, compliance, and financial reporting. Compliance & Risk Management: Ensure compliance with internal controls, accounting policies, and external regulations related to AR processes. Identify and address potential creditrisk or fraud issues through proactive monitoring More ❯
negotiating, and managing complex financing arrangements. You will take full ownership of external financing relationships-including banks, institutional lenders, and investors-while working closely with internal teams across finance, risk, legal, product, and commercial to align capital strategy with business priorities. This is a high-impact leadership role ideal for a senior capital markets or structured finance professional who … Doing Define and execute Two's capital markets strategy in alignment with overall business goals. Own and deepen relationships with banking partners, lenders, and institutional investors. Lead negotiations for credit facilities, warehouse lines, and other structured financing solutions. Identify and implement innovative funding structures-including securitisation, off-balance sheet, and embedded lending models. Oversee capital deployment, utilisation, and performance … monitoring across all funding vehicles. Ensure compliance with covenants, regulatory obligations, and internal risk parameters. Lead capital markets-related fundraising efforts, including data room preparation and investor due diligence. Partner with legal teams and external counsel on contract development, execution, and negotiation. Provide guidance and thought leadership to internal stakeholders on capital planning, funding strategy, and market developments. Build More ❯
Location: HOME BASED, London, City of, United Kingdom Contract Type: Regular Schedule: 35 Job ID: R95630 About the Business LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer … experience. Our solutions help our customers solve difficult problems in the areas of Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and CreditRisk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, About our Team The Data Solutions vertical sales consultant works as part of the …/Java Understanding of UK Data industry an advantage, but not essential Experience of data management/data processing/data manipulation an advantage Learn more about the LexisNexis Risk team and how we work here We are committed to providing a fair and accessible hiring process. If you have a disability or other need that requires accommodation or More ❯
are energized by ambiguity and love creating clarity. What You'll Do Analyze new account applications to detect potential fraud patterns, including identity theft, synthetic identities, and other high-risk behaviors. Evaluate transactional activity, identifying anomalies and irregularities indicative of fraudulent behavior. Thoroughly investigate alerts of first-party and third-party fraud, providing comprehensive documentation of findings. Collaborate with … internal teams, such as CreditRisk, Compliance, and Customer Support, to ensure timely resolution of fraud-related issues. Communicate directly with customers to verify account activity, resolve disputes, and gather necessary documentation during investigations. Liaise with external stakeholders, including financial institutions and law enforcement, to support investigations and facilitate recovery efforts when necessary. Stay updated on emerging fraud … as part of a rotating schedule to ensure 24/7 fraud monitoring and response. This is essential to maintaining Ramp's commitment to protecting its customers and minimizing risk around the clock. What You Need Minimum 5 years of experience in fraud prevention or investigations Experience within consumer/corporate/small business cards, payments, invoices, lending, or More ❯
Nottingham, Nottinghamshire, United Kingdom Hybrid / WFH Options
Experian Group
the growth of our Ascend Analytics products for model lifecycle management. This will be from build to deployment to governance management, and the application in combination with data for creditrisk analytics across multiple markets including consumer and commercial lending, fraud prevention and insurance. Reporting into our Product Director, you will define product innovation-focused model lifecycle management … involved in the discovery and validation stages. This is an exciting opportunity to join one of our core Product teams to drive the growth of our innovate cloud-based credit decisioning products. About Experian Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and … countries. Our corporate headquarters are in Dublin, Ireland. Learn more at . Experience and Skills Strong product management experience gained within a B2B and SaaS organisation Experience in credit reference data, behavioural data and fraud prevention data Experience using AI/ML within products Experience with model lifecycle management processes (build, deploy and governance management). Experience of the More ❯
Surrey, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
SENIOR RISK DECISIONS SYSTEMS ANALYST £48,000 SURREY THE COMPANY This company is a growing auto finance business who have an established presence in the UK. This company are particularly notable for their strong work culture and excellent progression and development. This role offers a rare opportunity to work on a range of projects as part of an exciting … THE ROLE Managing and programming decision engines for the business as part of a new engine migration Testing and validating changes within systems to enhance strategies for pricing and creditrisk Policy changes and wider portfolio analysis for the lending book as necessary Working closely with senior stakeholders across the business to enhance decisioning data and processes YOUR … EXPERIENCE Essential to have experience using Provenir Prior experience working closely with stakeholders and communicating to other teams within a business space Good experience working with and understanding of Credit Bureau data Experience using SAS is desirable SALARY AND BENEFITS Up to £48,000 base salary Company bonus scheme Contributory pension scheme Flexible holiday scheme Hybrid work model HOW More ❯
Fully Remote In The UK THE COMPANY Are you a data-driven leader with deep roots in financial services? Do you thrive at the intersection of creditrisk, marketing, and customer analytics? This fast-paced, high-growth lender is seeking a Senior Analytics Manager to lead a high-impact team and shape the analytics roadmap across the customer … private equity, where data is central to every decision THE ROLE Reporting directly to the Head of Data, you’ll oversee analytics across three business-critical areas: Marketing, Customer & Risk Analytics. You’ll lead a small but growing team of analysts and work closely with data scientists building predictive models YOUR SKILLS AND EXPERIENCE Management experience in the customer More ❯
s leading software company providing a single networked view of internal and external data as an input to analytical and AI models. From compliance, fraud, anti-money laundering and creditrisk to customer intelligence and master data management, Quantexa partners with Global Tier 1 Insurers and Banks, Government Agencies, Telecoms and Technology companies to deliver Contextual Decision Intelligence. More ❯
Scientist - Consumer Lending Hybrid working - London Offices Negotiable to £75,000 DEO + Benefits Reference - J12979 Our client is an innovative UK based consumer finance business, with a digital credit card launched in 2018, and a pipeline of consumer finance solutions in the making. They are on a mission to redefine the consumer finance experience and liberate customers from … working with structured and unstructured data to fuel predictive analytics. You'll be part of an agile, innovative team, developing cutting-edge solutions that are transforming the world of credit risk. Your work will have a real-world impact, driving smarter decisions and enhancing our customer experience. They are seeking a curious, hands-on Senior Data Scientist and the … collaboration skills • Ability to work in a fast-paced, dynamic environment • Eagerness to make an impact and lead on model delivery • Previous experience developing underwriting or behavioural models for credit extension Desired: • Master's degree in Data Science/Machine Learning or related discipline • Knowledge of Deep Learning frameworks, ideally Keras/Tensorflow • Familiarity with software version control (GitHub More ❯
Job Description At Allphins, we're redefining how the world's leading (re)insurers understand risk, and we want you to be part of it. As an Exposure Analyst , you will play a central role in the success and growth of our P&C (re)insurance clients. With your expertise in P&C (re)insurance, your deep expertise in … and supporting them in using our solution to address their specific challenges across all P&C lines including Property (nat cat and non-cat), Cyber, Casualty, Energy, Political and Credit Risks, Aviation Conduct in-depth audit of their portfolios, data, and processes, and identify optimization levers for more efficient exposure management. Clean, reconcile, and analyze exposure data to ensure More ❯
C are Deeply, Adapt & Thrive, Challenge everything, Go for it! Own it, Make it Simple Jaja is an innovative UK based consumer finance business, leading initially with a digital credit card launched in 2018, and a pipeline of consumer finance solutions in the making. We are on a mission to redefine the consumer finance experience and liberate customers from … working with structured and unstructured data to fuel predictive analytics. You'll be part of an agile, innovative team, developing cutting-edge solutions that are transforming the world of credit risk. Your work will have a real-world impact, driving smarter decisions and enhancing our customer experience. Key responsibilities: Lead your own projects, across the end-to-end lifecycle … collaboration skills Ability to work in a fast-paced, dynamic environment Eagerness to make an impact and lead on model delivery Previous experience developing underwriting or behavioural models for credit extension Desired: Master's degree in data science/Machine Learning or related discipline Knowledge of Deep Learning frameworks, ideally Keras/Tensorflow Familiarity with software version control (GitHub More ❯
London, South East, England, United Kingdom Hybrid / WFH Options
Harnham - Data & Analytics Recruitment
SENIOR/LEAD CREDIT STRATEGY ANALYST UP TO £80,000 LONDON This is an exciting opportunity to join a rapidly growing fintech looking to double down on their acquisition efforts and are looking for a talented analyst who can work cross functionally across the business. THE COMPANY This business is a growing car finance lender, who have recently raised … Python skills. 3+ years of experience in an analytical role. Strong understanding of the regulatory environment. Experience analysing data to find growth elvers and set strategy. Deep understanding of credit risk. THE BENEFITS A salary of up to £80,000. Hybrid working policy. Discretionary bonus. Generous pension contribution. HOW TO APPLY Please register your interest by sending your CV More ❯
the picture is completely different. It still behaves like it's in the 1980s; trillions of dollars of trades are placed over the phone, news is slow, and corporate credit information is imperfect and scattered. Our mission is to change this. 9fin's proprietary technology delivers fast and comprehensive financial, credit, legal & ESG analysis. Our clients are able … a huge impact. Work with Cutting-Edge Tech : Be part of a team at the forefront of financial technology, driving innovation and change in the way we think about credit risk. Culture of Collaboration : We believe in working together, having fun, and supporting each other's growth. You'll be part of a passionate, talented team that's working More ❯
Senior Data Scientist Behavioral Credit Modelling Hybrid working London offices Up to £75,000 DOE + Benefits Ref: J12979 Working with a consumer finance company that's changing the way credit's done. Fairer, simpler, and powered by data. Think challenger fintech with a real focus on transparency and impact. The role You'll take full ownership of … with both structured and unstructured data in a fast-moving, collaborative team. What we're looking for Strrong Python (pandas, sklearn, etc.) and advanced SQL Experience building behavioural or credit models Solid understanding of ML algorithms (not just how to run them) Clear communicator across tech and non-tech teams Awareness of data drift and model monitoring Amazing visualization … skills; ideas need to land Bachelor's degree in computer science, Mathematics, Statistics, or related field Bonus points for Credit card or consumer finance experience Exposure to deep learning (Keras, TensorFlow) Git, Tableau, Bitbucket Master's in Data Science or similar What's on offer Up to £75k depending on experience Bonus scheme + private medical 2530 days holiday More ❯