Technical Payments Analyst | Inside IR35 | Hybrid, London

Technical Payments Analyst

3 days on site in Central London

3 month contract inside IR35

£(Apply online only) per day

**candidates must have banking experience to be considered - CVs without this will not be shortlisted**

Role Brief:

Our client, a leading bank, are looking for an experienced Technical Payments Analyst to join on a contract basis.

This role focuses on payment APIs, gateways, and platform integrations, delivering solutions across domestic and international payment channels.

Key Responsibilities:

• Collaborate with business stakeholders to understand payment processes and document high-level business and functional requirements
• Support the analysis and improvement of payment workflows, including card, ACH, wire, real-time payments, and digital wallet processes
• Assist in the design and integration of payment systems, APIs, and gateways in coordination with IT and vendors
• Translate stakeholder requirements into user stories, functional specifications, and process flows for technical teams
• Support UAT and system testing for payment platform enhancements, integrations, or new implementations
• Monitor and analyse payment transactions and system performance to identify issues or areas for optimisation
• Work closely with IT, operations, and vendors to ensure smooth delivery of payment solutions and compliance with internal and regulatory standards
• Provide technical insights and documentation to help the business and technical teams understand system changes or enhancements

Candidate Requirements:

• Proven experience as a Technical Business Analyst or Payments Analyst banking or financial services
• Strong understanding of payment systems, platforms, and processes, including ACH, wire transfers, card networks, real-time payments, and digital wallets
• Hands-on experience with payment APIs, gateways, and system integrations, including technical specification and implementation support
• Ability to gather, analyse, and document business and functional requirements, user stories, and process flows
• Experience collaborating with IT, infrastructure teams, and external vendors on payment system design, integration, and enhancements
• Familiarity with regulatory requirements and industry standards (e.g., SWIFT, ISO 20022, PSD2, NACHA)
• Strong analytical skills, with the ability to review transaction data, identify gaps, and propose process improvements
• Experience supporting testing (UAT), deployment, and post-implementation support for payment solutions
• Excellent stakeholder management and communication skills, able to convey technical concepts to non-technical audiences
• Knowledge of agile methodologies and experience working in Agile/Scrum teams is a plus

Modis International Ltd acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers in the UK. Modis Europe Ltd provide a variety of international solutions that connect clients to the best talent in the world. For all positions based in Switzerland, Modis Europe Ltd works with its licensed Swiss partner Accurity GmbH to ensure that candidate applications are handled in accordance with Swiss law.

Both Modis International Ltd and Modis Europe Ltd are Equal Opportunities Employers.

By applying for this role your details will be submitted to Modis International Ltd and/ or Modis Europe Ltd. Our Candidate Privacy Information Statement which explains how we will use your information is available on the Modis website.