Senior Payments Product Manager

Senior Payments Product Manager - Fintech / Payments / Stablecoins

Newrails is building regulated, token-native payments infrastructure across Europe, combining an EMI, CASP and a MiCA-compliant Euro stablecoin.

Payments Infrastructure | Institutional Scale | Regulated Fintech

Location: UK (Remote-friendly)

If you’ve built or scaled payments at Stripe, Revolut, Wise, Adyen, or inside a Tier-1 PSP or bank, this role is for you.

We’re looking for a senior Payments Product Manager who understands how money actually moves, across rails, jurisdictions, and balance sheets, and wants to apply that experience in a high-ownership, regulated environment.

What you’ll own

• End-to-end ownership of payments products, from early discovery (0→1) through scaling and optimisation (1→N).
• Core payment and settlement flows, working closely with engineering, compliance, operations, and commercial teams.
• Product decisions that balance customer experience, regulatory constraints, and unit economics.
• Pricing models and commercial structures for institutional and enterprise clients.
• Clear product narratives for internal stakeholders and external customers.

What we’re looking for

• 6+ years in Product Management, with a strong track record in payments or financial infrastructure.
• Experience building or owning high-volume, transaction-heavy systems.
• Background in payments, PSPs, or bank-grade platforms.
• Strong grasp of payment flows, compliance workflow, settlement models, and operational risk.
• Comfortable discussing architecture, APIs, and settlement workflows with engineers (without being a developer).
• Experience serving institutional or enterprise clients in regulated environments.
• Excellent communication skills in English.

Big bonus

• Exposure to DLT / blockchain-based settlement or digital asset infrastructure.
• Experience bridging TradFi and modern payment rails.

Why this role

• Build real payments infrastructure, not feature-level optimisation.
• High autonomy and influence over product direction.
• Work at the intersection of payments, regulation, and next-generation stablecoin rails.
• Senior visibility, fast decision-making, and meaningful ownership.

Why Join Us

• Competitive salary and ESOP participation.
• Remote-friendly
• Direct exposure to MiCA, digital euro, and next-generation stablecoin initiatives.