176 to 200 of 249 Credit Risk Jobs in England

Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role As a Credit Decision Analyst, you will decision applications and price deals, being responsible for ensuring acceptable terms while deciding the size, duration, and price of an application. You will complete KYC … checks using 3rd party tools to verify our customer, flagging high risk applications. Key Responsibilities Assessing merchants on ability to repay Pricing deals Reviewing credit reports Assessing revenue and payment data Verifying identity Assessing onboarding risks Confirming PEP/Sanction matches Reviewing Cifas flags Assist team members with queries Identify and flags problems Suggests improvements to processes Salary More ❯

Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role As a Credit Decision Analyst, you will decision applications and price deals, being responsible for ensuring acceptable terms while deciding the size, duration, and price of an application. You will complete KYC … checks using 3rd party tools to verify our customer, flagging high risk applications. Key Responsibilities Assessing merchants on ability to repay Pricing deals Reviewing credit reports Assessing revenue and payment data Verifying identity Assessing onboarding risks Confirming PEP/Sanction matches Reviewing Cifas flags Assist team members with queries Identify and flags problems Suggests improvements to processes Salary More ❯

Join us as a Credit Product Manager in our Private Banking team based in London. As part of a team of Product Managers you will jointly own and manage the Private Bank's mortgage and real estate financing product, including but not limited to UK and Crown Dependency regulated mortgages and residential investment mortgages, ensuring it meets the needs … the role holder will ensure the product set aligns to the strategy of the Private Bank and Wealth Management (PBWM) businesses and meets our regulatory requirements, whilst managing our credit risk and achieving our commercial objectives in a controlled way. Further responsibilities include the day-to-day management of products, supporting/training our Distribution and Front Office … Qualifications: Understanding of Mortgage financing end to end journeys in Mass Affluent, HNW and UHNW markets Understanding of global private wealth markets across country specific jurisdictions Core understanding of credit regulatory capital requirements, return calculations and hedging practices Desirable skills/Preferred Qualifications: CeMAP qualification is Preferred Credit policy change and management Client and transaction engagement End-to More ❯

Product Owner - Credit Risk Stress Testing - 12 month FTC (strong likelihood of extension) - £100/110k SoCode are delighted to be partnering with a business at the forefront of software innovation and digital transformation, their client - a Tier 1 Bank are on the lookout for an exceptional Product Owner with direct Credit Risk Stress Testing experience. … business and a cross-functional technology team. Domain expertise is absolutely essential for this role as candidates will have to demonstrate a clear understanding at interview stage experience in Credit Risk Stress Testing and Risk Methodologies for PD (Probability of Default), LGD (Loss Given Default) and RWA (Risk Weighted Assets) Calculations. What are the key responsibilities … scrum team - owning the backlog and prioritising features in collaboration with stakeholders. Perform business analysis and write clear, structured user stories and acceptance criteria. Interpret complex requirements from the credit risk and stress testing business units. Liaise with credit risk model team and interpret requirements covering modelling and data Engage in Agile ceremonies and contribute to More ❯

Data Scientist/Senior Data Scientist - Credit Risk London – Hybrid Up to £80,000 + Benefits Our client is a high-growth fintech revolutionising consumer finance through cutting-edge technology and data science. Backed by top investors and consistently rated as a market leader, they are transforming the way loans, credit cards, and financial products are delivered … offering customers faster, more transparent, and seamless experiences. As a Senior Data Scientist, you’ll play a pivotal role in developing proprietary risk models that drive strategic decision-making and product innovation. Working within a multidisciplinary team, you’ll apply advanced machine learning techniques to improve underwriting quality and enhance financial product offerings. Key Responsibilities Build and refine credit risk models using state-of-the-art ML techniques. Translate business challenges into data-driven solutions. Deploy and monitor models autonomously, without reliance on a separate ML engineering team. Clearly communicate insights and recommendations to stakeholders. What We’re Looking For Strong Python experience, with knowledge of ML techniques. Familiarity with non linear modelling. Strong educational background from More ❯

Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … customer journeys, and we are building the solutions that will power that future. About the Role We are looking for a proactive and analytical Loan Underwriter to join our Credit Risk team and take full ownership of the underwriting function for the German market. You will be instrumental in setting up and optimising the underwriting framework from the … ground up. This is a unique opportunity to combine hands-on underwriting, risk evaluation and strategic process building in a fast-growing fintech environment. Key Responsibilities Design and set up the full underwriting process for SME loans in Germany, aligning with local regulatory and market expectations. Own and refine credit policies, scorecards, and risk assessment criteria based More ❯

LEAD DATA SCIENTIST – CREDIT £90,000 HYBRID – UK This role does not offer sponsorship. This is a fantastic opportunity to lead credit risk decisioning at a fast-growing fintech. You will be the go-to expert for credit strategy, owning model development and deployment, and helping shape the company’s lending performance. THE COMPANY This company … is an ambitious fintech operating in the consumer finance space, providing oversees payments and credit cards. With a strong data-driven culture and a collaborative team structure, they are scaling quickly and investing heavily in their data capabilities to drive better customer and business outcomes. THE ROLE You can expect to be involved in the following day-to-day … Lead the end-to-end lifecycle of credit and affordability models, from data sourcing to production monitoring. Work with a range of data types, including bureau, open banking, and behavioural data. Own the development and execution of decisioning strategies, including champion/challenger experiments. Analyse portfolio performance and recommend strategic changes based on data insights. Partner with engineering teams More ❯

LEAD DATA SCIENTIST – CREDIT £90,000 HYBRID – UK This role does not offer sponsorship. This is a fantastic opportunity to lead credit risk decisioning at a fast-growing fintech. You will be the go-to expert for credit strategy, owning model development and deployment, and helping shape the company’s lending performance. THE COMPANY This company … is an ambitious fintech operating in the consumer finance space, providing oversees payments and credit cards. With a strong data-driven culture and a collaborative team structure, they are scaling quickly and investing heavily in their data capabilities to drive better customer and business outcomes. THE ROLE You can expect to be involved in the following day-to-day … Lead the end-to-end lifecycle of credit and affordability models, from data sourcing to production monitoring. Work with a range of data types, including bureau, open banking, and behavioural data. Own the development and execution of decisioning strategies, including champion/challenger experiments. Analyse portfolio performance and recommend strategic changes based on data insights. Partner with engineering teams More ❯

Associate Professional Services Consultant About the Business : LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas … of Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About our Team You will be part of an international team delivering implementations for LexisNexis Risk Solutions clients. About the Role : As an associate … is attended to throughout the engagement. Overseeing the planning, development and installation of LNRS products to meet the clients’ business needs Showing a good understanding of compliance and sanctions risk management, relating it to product and service within the firm. Understanding customer use cases and requirements and in turn apply best practices for those customer implementations. Delivering, installing, and More ❯

Associate Professional Services Consultant About the Business : LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult problems in the areas … of Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at the link below, risk.lexisnexis.com About our Team You will be part of an international team delivering implementations for LexisNexis Risk Solutions clients. About the Role : As an associate … is attended to throughout the engagement. Overseeing the planning, development and installation of LNRS products to meet the clients’ business needs Showing a good understanding of compliance and sanctions risk management, relating it to product and service within the firm. Understanding customer use cases and requirements and in turn apply best practices for those customer implementations. Delivering, installing, and More ❯

negotiating, and managing complex financing arrangements. You will take full ownership of external financing relationships-including banks, institutional lenders, and investors-while working closely with internal teams across finance, risk, legal, product, and commercial to align capital strategy with business priorities. This is a high-impact leadership role ideal for a senior capital markets or structured finance professional who … Doing Define and execute Two's capital markets strategy in alignment with overall business goals. Own and deepen relationships with banking partners, lenders, and institutional investors. Lead negotiations for credit facilities, warehouse lines, and other structured financing solutions. Identify and implement innovative funding structures-including securitisation, off-balance sheet, and embedded lending models. Oversee capital deployment, utilisation, and performance … monitoring across all funding vehicles. Ensure compliance with covenants, regulatory obligations, and internal risk parameters. Lead capital markets-related fundraising efforts, including data room preparation and investor due diligence. Partner with legal teams and external counsel on contract development, execution, and negotiation. Provide guidance and thought leadership to internal stakeholders on capital planning, funding strategy, and market developments. Build More ❯

Professional Services Consultant Location: London, City of London, United Kingdom Contract Type: Regular Schedule: 35 hours/week Job ID: R90492 Associate Professional Services Consultant About the Business : LexisNexis Risk Solutions is a key partner in risk assessment. Within our Business Services vertical, we offer solutions that help businesses of all sizes increase revenue, improve operational efficiency, and … enhance customer experience. Our solutions address challenges in Anti-Money Laundering/Counter Terrorist Financing, Identity Authentication & Verification, Fraud and Credit Risk mitigation, and Customer Data Management. Learn more at About our Team : You will join an international team responsible for implementing solutions for LexisNexis Risk Solutions clients. About the Role : As a senior consultant, you will … requirements effectively; ensure issues are tracked and resolved promptly, maintaining customer satisfaction throughout the engagement. Plan, develop, and install Fircosoft products to meet client needs. Understand compliance and sanctions risk management and relate it to our products and services. Analyze customer use cases and requirements, applying best practices for implementation. Install and configure Fircosoft applications as specified; provide technical More ❯

About the Company: Our client is on a mission to help fintechs and banks automate and enhance due diligence operations using AI agents, to streamline and strengthen the risk investigations carried out during business customer onboarding and ongoing monitoring. Backed by founders with deep experience building fraud and credit risk models that protect billions in transactions at … top European fintechs, our client is revolutionising the way financial institutions verify the legitimacy of businesses. By leveraging advanced AI-driven risk assessment, they transform unstructured data into powerful, actionable insights, automating manual reviews, enhancing fraud detection, and improving the onboarding experience for legitimate businesses. Already partnering with leading fintech unicorns and major banks, they are growing rapidly and More ❯

About the Company: Our client is on a mission to help fintechs and banks automate and enhance due diligence operations using AI agents, to streamline and strengthen the risk investigations carried out during business customer onboarding and ongoing monitoring. Backed by founders with deep experience building fraud and credit risk models that protect billions in transactions at … top European fintechs, our client is revolutionising the way financial institutions verify the legitimacy of businesses. By leveraging advanced AI-driven risk assessment, they transform unstructured data into powerful, actionable insights, automating manual reviews, enhancing fraud detection, and improving the onboarding experience for legitimate businesses. Already partnering with leading fintech unicorns and major banks, they are growing rapidly and More ❯

the UK, EU, and US. Their software platform and APIs enable partners to offer branded, flexible financing products directly to their merchant base. By harnessing cutting-edge, AI-powered credit risk assessment tools, they make fast, affordable funding accessible to a broader range of small and medium-sized businesses. This company is at the forefront of redefining financial … data. Excellent communication and stakeholder management skills. Strong problem-solving mindset and a high degree of ownership. Preferred: Experience in the financial technology (FinTech) industry, especially with regulatory or credit risk understanding and API-based product development. Does this sound like you? Are you looking for an exciting new challenge and the chance to join an extraordinarily rapidly More ❯

the UK, EU, and US. Their software platform and APIs enable partners to offer branded, flexible financing products directly to their merchant base. By harnessing cutting-edge, AI-powered credit risk assessment tools, they make fast, affordable funding accessible to a broader range of small and medium-sized businesses. This company is at the forefront of redefining financial … data. Excellent communication and stakeholder management skills. Strong problem-solving mindset and a high degree of ownership. Preferred: Experience in the financial technology (FinTech) industry, especially with regulatory or credit risk understanding and API-based product development. Does this sound like you? Are you looking for an exciting new challenge and the chance to join an extraordinarily rapidly More ❯

to make affordable loans available to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders. We have two parts of our business. On the consumer side, we have Abound. Abound has proven … that our approach works at scale, with over £650 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture - what you earn, how you spend, and what's left at the end. On the B2B side, we have Render. Render is our award-winning software-as … offer customers better rates than they can usually find elsewhere. We're taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers. What you'll be doing Serve as the main point of contact for assigned clients, building trust and rapport. Develop a deep understanding of each client More ❯

improvements to their offerings. You will initially lead a small team to build machine learning capability to apply to the companies rich set of customer data to help improve credit risk processes. Hiring will be important and as your team expands you will be tasked with structuring the team in such a way that Data Science can be More ❯

modelling Interest in sports – background in sports trading is a bonus, but not required Strong problem-solving mindset with the ability to reason through complex tasks No experience in credit risk (not relevant to this role) Interview Process Onsite, flexible interviews (can accommodate out-of-hours) Entire process is flexible and candidate-led - no rigid structure Sponsorship is More ❯

modelling Interest in sports – background in sports trading is a bonus, but not required Strong problem-solving mindset with the ability to reason through complex tasks No experience in credit risk (not relevant to this role) Interview Process Onsite, flexible interviews (can accommodate out-of-hours) Entire process is flexible and candidate-led - no rigid structure Sponsorship is More ❯

Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. … building efficient targeting strategy. Able to report on own personal and jurisdiction performance in an efficient and concise way manner to senior management. Have a strong understanding of commercial risk mitigation and management. Ability to communicate complex solutions in a simple way to effectively address senior management. Be motivated and comfortable with accountability. Interested in making a wider contribution More ❯

creating long term partnerships, and owning the commercial relationships. As a Key Account Associate Relationship Manager, you will be primarily focused on the following business categories: Master Data Management; Credit Risk, Compliance & Supply Chain Solutions; Sales & Marketing Solutions & Data Analytics. You will be responsible for successfully executing against a defined playbook to include service model activity designed to … building skills and demonstrated ability to communicate and influence at "C" level -1 and at a senior level internally A sound understanding of customer processes in marketing, sales, compliance, credit and purchasing Experience of selling new business from referral through to fully managed accounts is essential. Ability to coordinate a team-based approach to selling and account management Proven More ❯

Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. More ❯

Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. More ❯

preparing presentations and managing documentation. Coordinate with relevant teams to resolve customer issues. Monitor inventory levels, highlighting to relevant teams when out of scope orders are received. Support the Credit Risk Team with customer communication. Communication & Collaboration: Collaborate internally to relay customer feedback and offer insight for product/service improvement. Assist in updating the customer service knowledge More ❯