Credit & Commercial Manager
- Hiring Organisation
- Lumen Cards
- Location
- City of London, London, United Kingdom
credit is delivered to UK consumers. Key Responsibilities Credit Strategy & decisioning Optimise credit strategy and decisioning for credit cards, including deployment of new risk scorecards and understanding associated risks. Shape and enhance credit policy, working closely with product and tech teams to implement changes. Leverage alternative data sources such … cards or unsecured products. Strong proficiency in SQL and/or Python for data manipulation, analysis, and model development. Hands-on experience with credit scorecard deployment and credit policy design, including affordability assessments. Ability to build and apply NPV, lifetime value, and pricing optimisation models to support lending decisions. Skilled ...