Payments Architect Contracts

Payments Architect
UK

The median Payments Architect daily rate in the UK is £600, according to job vacancies posted in the 6 months leading up to 1 May 2025.

The table below provides contractor rate benchmarking and summary statistics, comparing them to the same period in the previous two years.

6 months to
1 May 2025
Same period 2024 Same period 2023
Rank 503 562 686
Rank change year-on-year +59 +124 +140
Contract jobs requiring a Payments Architect 17 20 32
As % of all contract jobs advertised in the UK 0.058% 0.046% 0.054%
As % of the Job Titles category 0.063% 0.049% 0.057%
Number of daily rates quoted 7 9 25
10th Percentile £466 £550 £558
25th Percentile £498 £613 £600
Median daily rate (50th Percentile) £600 £675 £725
Median % change year-on-year -11.11% -6.90% +16.00%
75th Percentile £613 £713 £738
90th Percentile £665 £756 £795
UK excluding London median daily rate £538 £713 £750
% change year-on-year -24.59% -4.97% -

All Contract IT Job Vacancies
UK

For comparison with the information above, the following table provides summary statistics for all contract IT job vacancies. Most job vacancies include a discernible job title that can be normalized. As such, the figures in the second row provide an indication of the number of contract jobs in our overall sample.

Contract vacancies in the UK with a recognized job title 27,084 40,415 56,464
% of contract IT jobs with a recognized job title 92.52% 92.78% 94.61%
Number of daily rates quoted 17,692 26,309 39,470
10th Percentile £300 £275 £313
25th Percentile £406 £410 £425
Median daily rate (50th Percentile) £515 £525 £540
Median % change year-on-year -1.90% -2.78% +2.86%
75th Percentile £625 £638 £650
90th Percentile £738 £750 £750
UK excluding London median daily rate £475 £492 £500
% change year-on-year -3.46% -1.60% +5.26%
Number of hourly rates quoted 1,035 2,664 1,570
10th Percentile £14.07 £12.86 £14.29
25th Percentile £18.50 £16.30 £19.50
Median hourly rate £29.00 £36.42 £45.00
Median % change year-on-year -20.37% -19.07% +91.49%
75th Percentile £62.50 £60.75 £65.75
90th Percentile £75.00 £72.50 £75.75
UK excluding London median hourly rate £28.00 £39.55 £42.50
% change year-on-year -29.20% -6.94% +117.95%

Payments Architect
Job Vacancy Trend

Job postings that featured Payments Architect in the job title as a proportion of all IT jobs advertised.

Job vacancy trend for Payments Architect in the UK

Payments Architect
Contractor Daily Rate Trend

3-month moving average daily rate quoted in jobs citing Payments Architect.

Daily rate trend for Payments Architect in the UK

Payments Architect
Daily Rate Histogram

Daily rate distribution for jobs citing Payments Architect over the 6 months to 1 May 2025.

Daily rate histogram for Payments Architect in the UK

Payments Architect
Top 10 Contract Locations

The table below looks at the demand and provides a guide to the median contractor rates quoted in IT jobs citing Payments Architect within the UK over the 6 months to 1 May 2025. The 'Rank Change' column provides an indication of the change in demand within each location based on the same 6 month period last year.

Location Rank Change
on Same Period
Last Year
Matching
Contract
IT Job Ads
Median
Daily Rate
Past 6 Months
Median Daily Rate
% Change
on Same Period
Last Year
Live
Jobs
England +55 15 £569 -15.74% 5
UK excluding London +71 13 £538 -24.59% 4
Work from Home +41 11 £600 -4.00%
North of England +25 10 £508 -32.35% 1
North West +23 10 £508 -32.35% 1
London +30 3 £600 -11.11% 1
Midlands +21 1 - -
West Midlands +13 1 - -
South West - 1 - -
Scotland - 1 £625 -

Payments Architect Skill Set
Top 30 Co-occurring Skills and Capabilities

For the 6 months to 1 May 2025, Payments Architect contract job roles required the following skills and capabilities in order of popularity. The figures indicate the absolute number co-occurrences and as a proportion of all contract job ads featuring Payments Architect in the job title.

1 14 (82.35%) Banking
2 8 (47.06%) Roadmaps
3 7 (41.18%) Architectural Design
3 7 (41.18%) Corporate Banking
4 5 (29.41%) Finance
4 5 (29.41%) ISO 20022
5 4 (23.53%) SEPA
5 4 (23.53%) Fintech
5 4 (23.53%) Social Skills
6 3 (17.65%) Business Strategy
6 3 (17.65%) Digital Wallet
6 3 (17.65%) SWIFT Messaging Network
6 3 (17.65%) Microservices
6 3 (17.65%) Migration
6 3 (17.65%) Middleware
6 3 (17.65%) Agile
6 3 (17.65%) Oracle
6 3 (17.65%) Enterprise Architecture
6 3 (17.65%) AWS
7 2 (11.76%) Waterfall
7 2 (11.76%) Event-Driven Architecture
7 2 (11.76%) OAuth2
7 2 (11.76%) PCI DSS
7 2 (11.76%) OAuth
7 2 (11.76%) Microsoft
7 2 (11.76%) EMV
7 2 (11.76%) Management Information System
7 2 (11.76%) Stakeholder Management
7 2 (11.76%) ISO 8583
7 2 (11.76%) Payment Gateway

Payments Architect Skill Set
Co-occurring Skills and Capabilities by Category

The follow tables expand on the table above by listing co-occurrences grouped by category. The same employment type, locality and period is covered with up to 20 co-occurrences shown in each of the following categories:

Application Platforms
1 1 (5.88%) JBoss
1 1 (5.88%) WebSphere
Business Applications
1 2 (11.76%) Payment Gateway
Cloud Services
1 3 (17.65%) AWS
2 2 (11.76%) Azure
Database & Business Intelligence
1 1 (5.88%) MongoDB
1 1 (5.88%) Oracle Exadata
General
1 14 (82.35%) Banking
2 7 (41.18%) Corporate Banking
3 5 (29.41%) Finance
4 4 (23.53%) Social Skills
5 1 (5.88%) Analytical Skills
5 1 (5.88%) Organisational Skills
Libraries, Frameworks & Software Standards
1 3 (17.65%) Middleware
2 2 (11.76%) OAuth
2 2 (11.76%) OAuth2
3 1 (5.88%) WebSphere MQ
Miscellaneous
1 3 (17.65%) Digital Wallet
1 3 (17.65%) SWIFT Messaging Network
2 2 (11.76%) EMV
2 2 (11.76%) Management Information System
2 2 (11.76%) Onboarding
3 1 (5.88%) Cloud Native
3 1 (5.88%) Legacy Systems
3 1 (5.88%) Team-Oriented Environment
Processes & Methodologies
1 8 (47.06%) Roadmaps
2 7 (41.18%) Architectural Design
3 4 (23.53%) Fintech
4 3 (17.65%) Agile
4 3 (17.65%) Business Strategy
4 3 (17.65%) Enterprise Architecture
4 3 (17.65%) Microservices
4 3 (17.65%) Migration
5 2 (11.76%) Client Onboarding
5 2 (11.76%) Event-Driven
5 2 (11.76%) Event-Driven Architecture
5 2 (11.76%) SDLC
5 2 (11.76%) Stakeholder Management
5 2 (11.76%) Waterfall
6 1 (5.88%) Analytical Thinking
6 1 (5.88%) Backlog Prioritisation
6 1 (5.88%) Continuous Improvement
6 1 (5.88%) Innovative Thinking
6 1 (5.88%) Integration Patterns
6 1 (5.88%) Project Delivery
Qualifications
1 1 (5.88%) Computer Science Degree
1 1 (5.88%) Degree
Quality Assurance & Compliance
1 5 (29.41%) ISO 20022
2 4 (23.53%) SEPA
3 2 (11.76%) ISO 8583
3 2 (11.76%) PCI DSS
3 2 (11.76%) PSD2
Vendors
1 3 (17.65%) Oracle
2 2 (11.76%) Microsoft
3 1 (5.88%) MuleSoft