Payments Architect Contract Job Trends in England

Payments Architect
UK > England

The median Payments Architect daily rate in England is £537, according to job vacancies posted in the 6 months leading up to 18 September 2025.

The table below provides contractor rate benchmarking and summary statistics, comparing them to the same period in the previous two years.

6 months to
18 Sep 2025
Same period 2024 Same period 2023
Rank 487 516 579
Rank change year-on-year +29 +63 +180
Contract jobs requiring a Payments Architect 25 12 11
As % of all contract jobs advertised in England 0.090% 0.036% 0.026%
As % of the Job Titles category 0.099% 0.039% 0.028%
Number of daily rates quoted 17 4 11
10th Percentile £438 £379 £525
25th Percentile £495 £409 £588
Median daily rate (50th Percentile) £537 £588 £600
Median % change year-on-year -8.63% -2.04% -14.29%
75th Percentile £650 £776 £744
90th Percentile £745 £820 £825
UK median daily rate £539 £550 £600
% change year-on-year -2.09% -8.33% -14.29%

All Contract IT Job Vacancies
England

For comparison with the information above, the following table provides summary statistics for all contract IT job vacancies in England. Most job vacancies include a discernible job title that can be normalized. As such, the figures in the second row provide an indication of the number of contract jobs in our overall sample.

Contract vacancies in England with a recognized job title 25,377 30,623 39,527
% of contract IT jobs with a recognized job title 91.32% 92.98% 94.28%
Number of daily rates quoted 16,381 19,128 27,584
10th Percentile £280 £300 £300
25th Percentile £400 £413 £425
Median daily rate (50th Percentile) £508 £525 £550
Median % change year-on-year -3.33% -4.55% -
75th Percentile £625 £638 £650
90th Percentile £738 £750 £750
UK median daily rate £500 £525 £530
% change year-on-year -4.76% -0.94% -3.64%
Number of hourly rates quoted 1,363 1,485 1,349
10th Percentile £13.75 £14.60 £15.25
25th Percentile £17.31 £21.25 £19.06
Median hourly rate £25.15 £46.18 £45.00
Median % change year-on-year -45.54% +2.62% +73.08%
75th Percentile £54.88 £67.50 £65.00
90th Percentile £71.49 £75.00 £78.00
UK median hourly rate £25.15 £43.00 £44.50
% change year-on-year -41.51% -3.37% +71.15%

Payments Architect
Job Vacancy Trend in England

Job postings that featured Payments Architect in the job title as a proportion of all IT jobs advertised in England.

Job vacancy trend for Payments Architect in England

Payments Architect
Daily Rate Trend in England

Contractor daily rate distribution trend for Payments Architect job vacancies in England.

Contractor daily rate distribution trend for Payments Architect job vacancies in England

Payments Architect
Daily Rate Histogram in England

Daily rate distribution for jobs citing Payments Architect in England over the 6 months to 18 September 2025.

Daily rate histogram for Payments Architect in England

Payments Architect
Contract Job Locations in England

The table below looks at the demand and provides a guide to the median contractor rates quoted in IT jobs citing Payments Architect within the England region over the 6 months to 18 September 2025. The 'Rank Change' column provides an indication of the change in demand within each location based on the same 6 month period last year.

Location Rank Change
on Same Period
Last Year
Matching
Contract
IT Job Ads
Median
Daily Rate
Past 6 Months
Median Daily Rate
% Change
on Same Period
Last Year
Live
Jobs
London +30 12 £650 -18.75% 7
North West -13 8 £500 -10.51% 1
North of England -13 8 £500 -10.51% 3
Midlands -13 6 £500 +17.65%
East Midlands +2 5 £500 +17.65%
West Midlands -11 1 - -
South West - 1 - -
Payments Architect
UK

Payments Architect Skill Set
Top 30 Co-occurring Skills and Capabilities in England

For the 6 months to 18 September 2025, Payments Architect contract job roles required the following skills and capabilities in order of popularity. The figures indicate the absolute number co-occurrences and as a proportion of all contract job ads across the England region featuring Payments Architect in the job title.

1 16 (64.00%) Banking
2 15 (60.00%) Finance
3 8 (32.00%) TOGAF
3 8 (32.00%) Microservices
4 7 (28.00%) Business Strategy
4 7 (28.00%) Roadmaps
5 6 (24.00%) Integration Patterns
5 6 (24.00%) Architectural Design
5 6 (24.00%) Cloud Native
5 6 (24.00%) Azure
5 6 (24.00%) AWS
5 6 (24.00%) Enterprise Architecture
5 6 (24.00%) Migration
6 4 (16.00%) Requirements Management
6 4 (16.00%) ETL
6 4 (16.00%) SWIFT Messaging Network
6 4 (16.00%) ISO 20022
6 4 (16.00%) Social Skills
7 3 (12.00%) Architectural Patterns
7 3 (12.00%) Technology Strategy
7 3 (12.00%) TOGAF Certification
7 3 (12.00%) Architecture Roadmap
7 3 (12.00%) Architecture Governance
7 3 (12.00%) IT Strategy
7 3 (12.00%) Payment Gateway
7 3 (12.00%) Domain-Driven Design
7 3 (12.00%) Agile
7 3 (12.00%) Analytical Skills
7 3 (12.00%) Java
7 3 (12.00%) Corporate Banking

Payments Architect Skill Set
Co-occurring Skills and Capabilities in England by Category

The follow tables expand on the table above by listing co-occurrences grouped by category. The same employment type, locality and period is covered with up to 20 co-occurrences shown in each of the following categories:

Business Applications
1 3 (12.00%) Payment Gateway
Cloud Services
1 6 (24.00%) AWS
1 6 (24.00%) Azure
Communications & Networking
1 1 (4.00%) ATM
Database & Business Intelligence
1 1 (4.00%) NoSQL
General
1 16 (64.00%) Banking
2 15 (60.00%) Finance
3 4 (16.00%) Social Skills
4 3 (12.00%) Analytical Skills
4 3 (12.00%) Corporate Banking
5 1 (4.00%) Financial Institution
5 1 (4.00%) Investment Banking
5 1 (4.00%) Organisational Skills
Libraries, Frameworks & Software Standards
1 2 (8.00%) Kafka
1 2 (8.00%) REST
1 2 (8.00%) SOAP
1 2 (8.00%) Web Services
2 1 (4.00%) Middleware
2 1 (4.00%) Quarkus
2 1 (4.00%) RAML
2 1 (4.00%) Spring
2 1 (4.00%) Spring Boot
Miscellaneous
1 6 (24.00%) Cloud Native
2 4 (16.00%) SWIFT Messaging Network
3 2 (8.00%) Data Centre
3 2 (8.00%) Distributed Systems
3 2 (8.00%) Management Information System
3 2 (8.00%) Onboarding
4 1 (4.00%) Blockchain
4 1 (4.00%) Digital Wallet
4 1 (4.00%) Legacy Systems
4 1 (4.00%) PACS
4 1 (4.00%) Team-Oriented Environment
Processes & Methodologies
1 8 (32.00%) Microservices
1 8 (32.00%) TOGAF
2 7 (28.00%) Business Strategy
2 7 (28.00%) Roadmaps
3 6 (24.00%) Architectural Design
3 6 (24.00%) Enterprise Architecture
3 6 (24.00%) Integration Patterns
3 6 (24.00%) Migration
4 4 (16.00%) ETL
4 4 (16.00%) Requirements Management
5 3 (12.00%) Agile
5 3 (12.00%) Architectural Patterns
5 3 (12.00%) Architecture Governance
5 3 (12.00%) Architecture Roadmap
5 3 (12.00%) Domain-Driven Design
5 3 (12.00%) IT Strategy
5 3 (12.00%) Stakeholder Management
5 3 (12.00%) Technology Strategy
6 2 (8.00%) Strategic Roadmap
6 2 (8.00%) Technical Debt
Programming Languages
1 3 (12.00%) Java
Qualifications
1 3 (12.00%) TOGAF Certification
2 2 (8.00%) Computer Science Degree
2 2 (8.00%) Degree
3 1 (4.00%) AWS Certification
3 1 (4.00%) Master's Degree
Quality Assurance & Compliance
1 4 (16.00%) ISO 20022
2 1 (4.00%) ISO 8583
2 1 (4.00%) SEPA
Vendors
1 2 (8.00%) Microsoft
2 1 (4.00%) Calypso
2 1 (4.00%) Murex
2 1 (4.00%) SAP