Hybrid/Remote SEPA Contract Job Trends

Single Euro Payments Area (SEPA)
UK > Work from Home

The table below provides summary statistics and contractor rates for remote or hybrid contract work requiring SEPA skills. It covers vacancies from the 6 months leading up to 20 September 2025, with comparisons to the same periods in the previous two years.

6 months to
20 Sep 2025
Same period 2024 Same period 2023
Rank 284 323 407
Rank change year-on-year +39 +84 +178
Contract jobs citing SEPA 20 12 9
As % of all contract jobs with a WFH option 0.20% 0.094% 0.044%
As % of the Quality Assurance & Compliance category 1.14% 0.72% 0.32%
Number of daily rates quoted 14 6 5
10th Percentile £338 £581 -
25th Percentile £405 - £450
Median daily rate (50th Percentile) £474 £700 £550
Median % change year-on-year -32.29% +27.27% +7.84%
75th Percentile £498 - £575
90th Percentile £700 £725 £614
UK median daily rate £483 £625 £630
% change year-on-year -22.80% -0.79% +2.86%

All Quality Assurance and Compliance Skills
Work from Home

SEPA falls under the Quality Assurance and Compliance category. For comparison with the information above, the following table provides summary statistics for all contract job vacancies with remote or hybrid options requiring quality assurance or compliance skills.

Contract vacancies with a requirement for quality assurance or compliance skills 1,761 1,676 2,797
As % of all contract jobs with a WFH option 17.98% 13.18% 13.73%
Number of daily rates quoted 1,191 1,106 2,027
10th Percentile £313 £300 £332
25th Percentile £402 £400 £419
Median daily rate (50th Percentile) £500 £511 £525
Median % change year-on-year -2.20% -2.62% -
75th Percentile £600 £625 £638
90th Percentile £700 £750 £750
UK median daily rate £500 £510 £525
% change year-on-year -1.96% -2.86% -
Number of hourly rates quoted 37 38 70
10th Percentile £14.91 £12.75 £16.16
25th Percentile £23.50 £15.50 £20.50
Median hourly rate £34.00 £26.25 £33.00
Median % change year-on-year +29.52% -20.45% +9.58%
75th Percentile £65.00 £51.88 £53.75
90th Percentile £70.68 £64.00 £65.00
UK median hourly rate £30.00 £27.50 £35.63
% change year-on-year +9.09% -22.82% +54.91%

SEPA
Trend for Jobs with a WFH Option

Job vacancies with remote working options citing SEPA as a proportion of all IT jobs advertised.

SEPA trend for jobs with Hybrid/Remote/WFH options

SEPA
Daily Rate Trend for Jobs with Hybrid Work Options

Contractor daily rate distribution trend for jobs with remote work options citing SEPA.

Contractor daily rate distribution trend for jobs with remote work options citing SEPA

SEPA
Daily Rate Histogram for Jobs with a WFH Option

Daily rate distribution for jobs with remote working options citing SEPA over the 6 months to 20 September 2025.

SEPA daily rate histogram for jobs with a WFH option

SEPA
Co-occurring Skills and Capabilities with WFH Options by Category

The follow tables expand on the table above by listing co-occurrences grouped by category. The same employment type, locality and period is covered with up to 20 co-occurrences shown in each of the following categories:

Application Platforms
1 4 (20.00%) WebSphere
2 1 (5.00%) Confluence
Applications
1 1 (5.00%) Microsoft Excel
1 1 (5.00%) MS Visio
Cloud Services
1 4 (20.00%) AWS
2 1 (5.00%) Azure
Database & Business Intelligence
1 4 (20.00%) Oracle Database
Development Applications
1 6 (30.00%) JIRA
2 4 (20.00%) IBM UrbanCode
2 4 (20.00%) Postman
3 1 (5.00%) Git
General
1 15 (75.00%) Banking
2 8 (40.00%) Finance
2 8 (40.00%) Social Skills
3 3 (15.00%) Analytical Skills
4 1 (5.00%) Corporate Banking
4 1 (5.00%) Organisational Skills
Job Titles
1 13 (65.00%) Analyst
2 11 (55.00%) Payments Analyst
3 5 (25.00%) Banking Analyst
3 5 (25.00%) Business Analyst
4 4 (20.00%) Business Test Analyst
4 4 (20.00%) Payments Business Analyst
4 4 (20.00%) Technical Analyst
4 4 (20.00%) Test Analyst
5 3 (15.00%) Architect
6 2 (10.00%) Test Architect
7 1 (5.00%) Banking Business Analyst
7 1 (5.00%) Developer
7 1 (5.00%) Java Developer
7 1 (5.00%) Payments Architect
7 1 (5.00%) Payments Solutions Architect
7 1 (5.00%) Solutions Architect
Libraries, Frameworks & Software Standards
1 6 (30.00%) XML
2 5 (25.00%) REST
3 4 (20.00%) JSON
3 4 (20.00%) SOAP
4 1 (5.00%) JMS
4 1 (5.00%) Spring
4 1 (5.00%) Spring Boot
Miscellaneous
1 16 (80.00%) SWIFT Messaging Network
2 4 (20.00%) Data Protection Act
3 3 (15.00%) Self-Motivation
4 2 (10.00%) PACS
5 1 (5.00%) Cloud Native
5 1 (5.00%) PMI
5 1 (5.00%) Product Ownership
Operating Systems
1 2 (10.00%) Android
1 2 (10.00%) Apple iOS
Processes & Methodologies
1 9 (45.00%) User Acceptance Testing
2 7 (35.00%) Test Automation
3 5 (25.00%) Computer Science
3 5 (25.00%) Scenario Testing
3 5 (25.00%) Translating Business Requirements
4 4 (20.00%) Acceptance Criteria
4 4 (20.00%) Business Strategy
4 4 (20.00%) Data Protection
4 4 (20.00%) Defect Tracking
4 4 (20.00%) Performance Monitoring
4 4 (20.00%) Problem-Solving
4 4 (20.00%) Software Testing
4 4 (20.00%) Test Strategy
5 3 (15.00%) Agile
5 3 (15.00%) CI/CD
5 3 (15.00%) Project Management
5 3 (15.00%) Regression Testing
5 3 (15.00%) SDLC
6 2 (10.00%) Anti-Money Laundering
6 2 (10.00%) API Testing
Programming Languages
1 3 (15.00%) SQL
2 1 (5.00%) Java
Qualifications
1 5 (25.00%) Degree
2 4 (20.00%) Computer Science Degree
2 4 (20.00%) ISEB
2 4 (20.00%) ISTQB
3 1 (5.00%) CBAP
3 1 (5.00%) PMI Certification
Quality Assurance & Compliance
1 13 (65.00%) ISO 20022
2 6 (30.00%) PSD2
3 2 (10.00%) QA
System Software
1 4 (20.00%) Tivoli Workload Scheduler
2 1 (5.00%) Docker
Systems Management
1 4 (20.00%) Tivoli
2 1 (5.00%) Kubernetes
Vendors
1 5 (25.00%) Oracle
2 4 (20.00%) IBM